Loans & Credit
Smart Loans for Every Financial Need
Whether you’re buying a home, growing your business, or unlocking property value — Pitanga Wealth connects you with the right lender at the best rates.
Multiple lender options
Competitive interest rates
Doorstep documentation
Check Loan Eligibility
Free eligibility check — no credit score impact.
Home Loans
Make Your Dream Home a Reality
We work with leading banks and HFCs — SBI, HDFC, ICICI Bank, Axis Bank — to get you the most competitive home loan rates with minimal hassle.
- Loan amount up to ₹5 Crore or 80% of property value
- Tenure up to 30 years
- Balance transfer with better rates available
- Top-up loans for renovation and furnishing
- Pre-approved loans in 24 hours for eligible applicants
- Section 24 and 80C tax benefits on interest and principal
Eligibility at a Glance
Age
21 – 65 years
Income
₹25,000+/month
Employment
Salaried / Self-employed
Credit Score
700+ preferred
Rate (starting)
8.5% p.a.
Loan Process
How Pitanga Wealth Gets You a Loan
1
Share requirements
Tell us loan type, amount and purpose
2
Eligibility check
We assess eligibility with multiple lenders without credit inquiry
3
Get best offer
We compare and present the best rate and terms for you
4
Disbursal
Complete documentation and get funds in your account
FAQs
Loan Questions Answered
No. Our initial eligibility check is a soft inquiry and does not impact your credit score. A hard inquiry only happens when you formally apply with a specific lender — and we inform you before that happens.
Business loans can be approved in 24–72 hours. Home loans and LAP typically take 3–7 working days depending on property verification and document completeness.
We earn a referral fee from lending partners. There is no charge to you for our advisory services. Any processing fee is charged directly by the lender and disclosed upfront.
Yes. Balance transfer is available if you have been repaying for 12+ months and the new rate offers meaningful savings. We’ll calculate if the switch makes financial sense for you before proceeding.